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Breaking down concussion insurance for Iowa prep athletes

Iowa Girls High School Athletic Union currently assessing insurance options regarding covering concussions for student athletes participating in sanctioned sports/activities

Posted: Aug. 9, 2018 10:54 PM
Updated: Aug. 10, 2018 7:31 AM

MASON CITY, Iowa - This week, KIMT shared that concussion insurance is available for student athletes participating in IHSAA sports, but many times, that does not include female athletes that don't participate in IHSAA sports.

The Iowa Girls High School Athletic Union currently does not offer the HeadStrong concussion insurance, meaning students playing volleyball and softball are not currently protected. The union does provide free catastrophic coverage, aside from concussions. Girls who play on boys teams in IHSAA sanctioned sports such as football and wrestling, as well as cheerleaders on boys teams, are covered for concussions under HeadStrong.

Mason City High School volleyball coach Curt Klaahsen is in favor of adopting a program similar to the zero-cost HeadStrong.

"It sounds like it's really cost efficient for families and it gives them a basic coverage if they need something. And if something comes up, hopefully they never need to use it, but it's definitely there when they need it," Klaahsen said. "We've heard a lot about football with people being concerned about it, but the coaches and administrators, officials, everybody making it as absolutely safe as possible. That doesn't mean that things can't happen, but things have come in long way just in the last 10 years and I'm sure in the next 10 years, it's going to become even more safe."

KIMT did reach out to Union Executive Director Jean Berger, who says that the Union is assessing their options for insurance coverage for all of their member schools.

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