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My Money Monday, May 21: Protecting yourself from ATM fraud

What should someone do if they believe they’ve been a victim of card fraud?

Posted: Jun. 20, 2018 2:03 PM

Link: https://www.firstalliancecu.com/blog/how-to-pay-off-your-credit-card-debt

Q: With ATM Fraud and Skimming on the rise, how can viewers protect their ATM and debit cards?

A: When using an ATM, especially one you use a lot, make sure you are looking closely at the slot you put your card into. If it looks a little odd, or looks tampered with, tell the financial institution right away and don’t use it. Someone could have placed a card skimming device on it.

Q: What about protecting your pin number?

A: Never write down the pin number to your ATM or Debit Card. As soon as you set the number, memorize it. Do not carry the number in your wallet or purse. When using your PIN number at an ATM or a store, use your hand to block the view of people who may be standing behind you.

Q: What should someone do if they believe they’ve been a victim of card fraud?

A: If you think you’re card has been lost or stolen, reach out to your financial institution right away. Check your monthly statements regularly. Also, many financial institutions have account alerts that can tell you every time your card has been used. These alerts can be very helpful.

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