Samantha Soroos of Rochester, MN asked the financial experts at First Alliance Credit Union, “What is the best way to build your credit?”
Hayley Howard, Lending Advisor at First Alliance Credit Union, answered this question by sharing tips for how to start to building a credit score:
- Start with a one trade line, such as a secured credit card or a vehicle loan
- Start with a manageable credit limit like $500 or $1,000
- Keep your balances lower than your limit and pay it off every month
Learn more about credit scores: https://resources.firstalliancecu.com/credit-scores
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